[Seyna Live] Health insurance: market in crisis or opportunity to be seized?
Finding capacity and launching new projects: mission impossible? To answer this question, we brought together a panel of experts (Groupe Santiane, Gallagher Re and JMConseil) on 13 November.

How to rethink profitability and revitalise a vital sector
It is said to be in crisis. No available capacity. Unprofitable. Too complex.
Yet healthcare remains a top priority for the French and for the transformation of the insurance market.
Between the gradual withdrawal of the State, portfolio rationalisation and the continuous rise in healthcare costs, the challenges are numerous.
But every period of tension also hides its share of opportunities: new models, new collaborations, new visions.
On 13 November 2025, we brought together four experts.
- Thomas Meerman, Executive Director Life & Health - Gallagher Re
- David Trohel, Director of Partnerships, Products and Communication - Groupe Santiane
- Jean Nicolini, Chief Finance & Risk Officer - Seyna
- Jean-Marc Clémrempuy, Ex-DG CEGEMA et Expert health insurance consultant - JMConseil
Four perspectives, four approaches, one shared ambition: to revitalise health insurance.

